When Microsoft DOS and Windows systems gained popularity, so did programs like Quicken, which were tailor-made to help track your budget. The rise of the personal computer is also the origin of home budgeting software. Software like VisiCalc, which was the first spreadsheet program for personal computers, gave users a chance to see their data in front them in a clean, simple and orderly manner. In fact, one of the first programs on home computers, the spreadsheet, was quickly turned into a way for people to balance their checkbook. Most budgeting software is connected directly to your bank account and works essentially like a smart checkbook that automatically balances and suggests ways to save money.īudgeting software has been around for a long time. It can help you meet financial goals to make new purchases and give you long-term views of your investments, your spending habits and perhaps most importantly, help you tuck away a little bit in case of emergencies.

Creating and sticking to your own budget can be difficult, which is exactly why budgeting software can be handy both on a personal and small business level. Jupiterimages/Brand X Pictures/ Thinkstockīudgeting software is probably something most of us don't think about too often, but according to most personal finance experts, it's one of the most important tools to ensure financial success.

Personal finance software applications